FLEXIBLE FINANCING FOR YOUR COMFORT
Here in the Tampa Bay area, staying comfortable isn’t a luxury — it’s a necessity. Whether you’re upgrading an old system or installing a new one, we make it easy to enjoy reliable cooling without the stress of a large upfront expense.
Our
financing options are designed to fit your budget, with
quick approval decisions and simple “same as cash” terms. That means you can get the comfort you need today and pay over time — with no interest when paid in full within the promotional period.
Affordable Solutions for Every Home
We proudly serve homeowners across Hillsborough, Pasco, and Pinellas counties, helping families stay cool year-round. Choose from one of our convenient financing plans:
✅ 3 Months Same as Cash
Pay off your balance within three months and enjoy no interest — it’s that simple. Perfect for quick, affordable comfort upgrades.
Subject to credit approval.
✅ 6 Months Same as Cash
Need a little more time? This option gives you six months to pay with no interest when paid in full during the promotional period.
Subject to credit approval.
✅ 12 Months Same as Cash
Enjoy the longest same-as-cash term available — a full year to pay off your new system without interest when paid in full.
Subject to credit approval.
Why Finance with Us?
⚡ Quick Approval Decision
Apply today and get a fast answer. We make it easy to start your installation or repair right away.
💰 Competitive Terms
We offer flexible financing options so you can invest in your home’s comfort with confidence.
🏠 Local Experts You Can Trust
As a Tampa Bay business, we take pride in serving our neighbors with honesty and reliability. When you work with us, you’ll always know exactly what to expect — no surprises, just great service and cool comfort.
Get Comfortable Today
Ask us about our financing options and start enjoying reliable cooling without delay. Whether you need a repair, replacement, or full installation, we’ll help you find a payment plan that fits your needs.
📞 Call Sam's Heating & Air Conditioning at (727) 557-5399 to discuss options for financing your new AC system.
